Market Cap
Rp 1,205T
unvr
PT Sample Indonesia Tbk
BankingLarge CapDefensive
Rp 9,700
+1.04%
Fair Value: Rp 10,800
P/E
20.3x
ROE
22.7%
Dividend Yield
2.1%
Chart Area (mock)
| Item (Rp T) | 2023 | 2024 | 2025F | 2026F |
|---|---|---|---|---|
| Revenue | 95.2 | 101.4 | 107.8 | 114.6 |
| Gross Profit | 53.0 | 56.8 | 60.4 | 64.1 |
| Operating Profit | 37.7 | 40.2 | 43.0 | 45.5 |
| Net Profit | 34.9 | 37.1 | 39.8 | 42.4 |
Donut Chart (mock)
Consumer Banking
46.1T
Growth +8.4%
Corporate
29.8T
Growth +6.1%
SME
18.7T
Growth +10.9%
Treasury
12.4T
Growth +4.2%
Technical Analysis
Trend
Markup
RSI
61
MACD
Bullish
Bandarmology
Foreign
41%
Domestic Inst.
32%
Retail
19%
Treasury
8%
Narasi
Bias tetap positif selama struktur earnings terjaga.
Proyeksi 12 bulan mengasumsikan pertumbuhan kredit dua digit rendah, kualitas aset stabil, dan net interest margin terjaga.
Verdict
OW+Probabilitas
74%
Expected Return
+12.5%
Masih layak overweight untuk medium-term dengan disiplin risk management di area support major.
Catalyst
- • Loan growth acceleration in Q3.
- • Stable funding cost with improving CASA mix.
Risk
- • Rupiah volatility pressures NIM.
- • Slower demand if policy remains tight.